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GIVE ME A CHANCE
"Got Credit Issues"
This Loan is for YOU!

Take a moment to learn more on the "Give Me a Chance".
Your approval is fast, easy and simple.

Call 517-586-4030 or fill out the "Fast Apply"


Choices Month By Month

  • Month after month, you can choose to pay interest only or the combined interest and principal. Home Buyers will benefit from this flexibility as they begin understanding the cost of settling into home ownership. Upon application you will also have the choice of a 30 year, 40 year or 50 year amortized payments. A powerful option in moving you into home ownership.
  • With a lower mortgage payment, you have more disposable income to now turn your house into a home for your family.

Use your extra savings to remodel redecorate or improve

  • Home buyers often have the burden of some unforeseen costs such as window treatments, area rugs, a lawn mower, sprinkler systems, and other expenses in their early years, as they discover or re-discover the American Dream. These expenses are often overlooked as emotions are running high, when the decision to enter the home buying market has begun.
  • You can choose interest-only mortgage payments for 2 or 3 years.
  • You can also choose to have your loan amortized over 30, 40, or 50 years.
  • You can choose to pay more toward your principal at any time.
  • After the 2 or 3 year interest-only period, you pay principal plus interest.
  • The interest rate can only adjust every 6 months after the fixed-rate period.

Finance up to 100 percent of the home's value

With credit scores as low as 580, you could easily qualify for 100% financing. One of the best tools around for entering home ownership.

Who is it for

  • People who have challenged credit. A history of being late on payments.
  • People who may have had bankruptcy, or foreclosure.
  • People who are willing to improve their credit history after buying a home.
  • People who don not have any cash on hand or want to stop renting.
  • People who want to achieve the American Dream with little or no money out of pocket.

Victor Bals and Jim Lasota will make it Fast, Easy and Simple

  • Save time. No long forms to fill out.
  • Expert advice. We are a mortgage broker. We find the right loan for you and shop the rates for you.
  • Fast. Our 24 hour approval will enable you to react quickly to your situation.
  • Convenient. We will come to your home, business, or wherever necessary to take care of our clients.

Victor Bals and Jim Lasota will help you sort through more than 100 different brokers and programs options to find the fixed rate mortgage that will best suit your short and long term financial needs and lifestyle.


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