GO SENSIBLE 2/28
or 3/27 ARM!
Our Most Popular
First Time Home Buyers Loan

Take a moment to learn more on the Sensible 2/28 or 3/27 Arm.
Your approval is fast, easy and simple.

Call 517-586-4030 or fill out the "Fast Apply"

• Month after month, you can choose to pay interest only or the combined interest and principle. First timers will benefit from this flexibility as they begin understanding the cost of settling into home ownership.

Flexibility to spend your money how you want

• With a lower mortgage payment, you have more disposable income to now make that house a home for your family.

Use your extra savings to remodel redecorate or improve

• Home buyers often have the burden of some unforseen costs such as window treatments, area rugs, a lawn mower, sprinkler systems, and other expenses in their early years, as they discover or re-discover the American Dream. These expenses are often overlooked as emotions are running high, when the decision to enter the home buying market has begun.

How the Sensible 2/28 or 3/27 Arm works

• You can pay interest-only payments for 2 or 3 years.
• You can choose to pay more toward your principle at any time.
• After the 2 or 3 year interest-only period, you pay principle plus interest
• The interest rate can only adjust every 6 months after the fixed rate period.

Finance up to 100% of the home's value

With credit scores as low as 580, you could easily qualify for 100% financing. One of the best tools around for entering home ownership.

Who it's for

• People who don't want to use the majority of their money as a down payment for the home.
• Homeowners waiting to pay off debt prior to buying a home.
• People who don't have any cash on hand or want to stop renting.
• People who want to achieve the American Dream with little or no money out of pocket.

Victor Bals and Jim Lasota Make it Fast, Easy and Simple

• Save time. No long forms to fill out.
• Expert advice. We are a mortgage broker. We find the right loan for you and shop the rates for you.
• Fast. Our 24 hour approval will enable you to react quickly to your situation.
• Convenient. We will come to your home, business, or wherever necessary to take care of our clients.

Victor Bals and Jim Lasota will help you sort through more than 100 different brokers and programs options to find the fixed rate mortgage that will best suit your short and long term financial needs and lifestyle.

(Secure / No Obligation / Free Expert Advice)



OR

CALL 517-586-4030