Purchasing a Home - Your Loan Options
Primary Residence, Vacation Homes, Investment Properties... Zero Down, Zero Cost... Conforming, Nonconforming, FHA, VA.
Here are just a few loan options that may meet your short and long term financial goals. Keep in mind, you may not see a loan that would solve your "unique situation". Call us today for expert advise as to meeting your objectives.

Loan Type Who Benefits Here's the Options

First Time
Home
Buyers

 Move or
Relocate 		2nd or Vacation Home End
Loan
For New
Build 		Interest Only
Period		 Fixed
Rate
Period 		Zero or
Low
Down
Payment 		Detailed Info

Uncle Sam - The Federal Government loves home ownership. They have relaxed credit criteria, and the same long term fixed rates as a tradional loan. With no credit score or a 700 credit score, you are treated the same regarding your inerest rate. Great for any borrower.

   15 or 30
Years		 Full
disclosure
of income required
Fixed Rate Mortgage - Our most conservative mortgage. If you plan on staying more than 5 to 7 years and want a fixed monthly payment.       The
Entire
Loan
Term		 None
Required
Sensible 30 - Flexibility of an interest only with the sensibility of fixed rate for the term of the loan. 10
Years		 The
Entire
Loan
Term		 None
Required
Sensible 2/28 or 3/27 Arm - Flexibility of an interest only with the sensibility of fixed rate for the first 2 or 3 years.     2 or 3
Years 		2 or 3
Years		 None
Required
MaxFlex - Get maximum payment flexibility with 4 payment options monthly. Great for self employed, commissioned or where the income fluctuates month to month. 10
Years		 5
Years		 5%
Down
Payment

Give Me a Chance Loan - For our borrowers who have bruised or challenged credit. Choice of an interest only. 30, 40, and 50 year payments available.

 2 or 3
Years		 2 or 3
Years		 None
Required

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