Refinancing a Home - Your Loan Options
Any Loan for Any Situation... Fixed Rates, Adjustable... Lower Your Rate and Monthly Payment. Consolidate bills with our “Debt Buster”.
Here are just a few loan options that may meet your short and long term financial goals. Keep in mind, you may not see a loan that would solve your "unique situation". Call us today for expert advise as to meeting your objectives.

Loan Type Who Benefits Here's the Options

Debt
Consol-
idation

 Lowering
Total
Cash
Out-Flow 		Getting
Cash
Out 		Long
Term		 Interest Only
Period		 Fixed
Rate
Period 		Low or
No
Documen-
tation		 Detailed Info
Fixed Rate Mortgage - Our most conservative mortgage. If you plan on staying more than 5 to 7 years and want a fixed monthly payment. The
Entire
Loan
Term		 No
Documen-tation
Sensible 30 - Flexibility of an interest only with the sensibility of fixed rate for the term of the loan. 10
Years		 The
Entire
Loan
Term		 Low
Documen-tation
Debt Buster - Flexibility of an interest only with the sensibility of fixed rate for the first 2 or 3 years.   2 or 3
Years 		2 or 3
Years		 No
Documen-tation
MaxFlex - Get maximum payment flexibility with 4 payment options monthly. Great for self employed, commissioned or where the income fluctuates month to month.   10
Years		 5
Years		 Low
Documen-tation

Give Me a Chance Loan - For our borrowers who have bruised or challenged credit. Choice of an interest only. 30, 40, and 50 year payments available.

   2 or 3
Years		 2 or 3
Years		 Low
Documen-tation

Uncle Sam - The Federal Government loves home ownership. They have relaxed credit criteria, and the same long term fixed rates as a tradional loan. With no credit score or a 700 credit score, you are treated the same regarding your inerest rate. Great for any borrower.

   15 or 30
Years		 Full
disclosure
of income required

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